The Reserve Bank of India (RBI) has reaffirmed its commitment to strengthening supervisory measures to ensure early identification of risks and vulnerabilities in the financial sector. The central bank aims to harmonize supervisory rigor across different segments of the financial system, focusing on the root causes of vulnerabilities.
Given global economic uncertainties, the RBI stresses the need for proactive risk management, particularly in addressing interest rate risks and moderation in Net Interest Margin (NIM).
The RBI will streamline regulations to improve business efficiency and simplify compliance processes.
A review of the Integrated Ombudsman Scheme, 2021 is planned to enhance grievance resolution speed and quality.A review of the financial inclusion index is scheduled for FY26, following revisions in priority sector lending guidelines.
These measures reflect the RBI’s proactive approach to maintaining financial stability, ensuring robust governance, and protecting consumers in an evolving economic landscape.